Insurance companies should establish priorities among the different roles that finance can play and assess which of its capabilities should be improved.

Insurance regulations and the tiers of Basel capital

Hanah N. 2018-05-14 06:25:31 Insurance regulation, capital tiers, goodwill, hybrid capital, insurance capital, capital structure

There is much less international concordance on insurance capital requirements than those for banks, and standards differ very significantly between the United States, the EU and significant off shore insurance company domiciles such as Bermuda.

The insurance transaction and claim

Michael C. 2018-05-13 15:02:54 Insurance policy, insurance product, underwriting, insurance claims, issuing the policy, policyholder

An insurance policy is a binding legal contract with very specific terms, conditions, and promises by both insurance company and policyholder.

What are the aims of general insurance?

Ava L. 2018-05-13 10:11:14 Objective of insurance, insurance contracts, financial losses, principles of insurance

In Insurance contracts Utmost Good Faith means that “each party to the proposed contract is legally obliged to disclose to the other all information which can influence the others decision to enter the contract”.

Capital allocation and insurance

Tom A. 2018-05-12 11:51:24 Value-at-risk, operational losses, stress loss, purchasing insurance, unexpected losses

Banks with poor controls are more likely to purchase insurance than banks with good controls.

New financial visions for insurance companies

Sarah R. 2018-05-12 09:17:38 Insurance companies, insurance strategies, finance organizations, steward, catalyst

In life insurance, many companies are seeking to introduce new products to appeal to high-growth customer segments. In commercial property and casualty, many insurers may be looking for greater risk diversification while battling pricing challenges.